Last updated: January 2026
Welcome to PayHub Africa ("Platform", "we", "us", or "our"). By accessing or using our website, APIs, or instant payment services, you agree to be bound by these Terms of Service.
1. Scope of Services
PayHub Africa facilitates real-time digital top-ups including mobile airtime, data bundles, utility bill payments (electricity, water), mobile money transfers, and satellite TV subscriptions across supported African countries via integrated operator networks.
2. Transaction Processing & Delivery
All purchases are processed instantly upon payment confirmation. You are responsible for providing accurate destination details (phone numbers, meter numbers, account IDs). Delivered top-ups cannot be reversed or refunded once successfully credited by the operator.
3. Payments & Fees
Payments are processed securely via checkout gateways in local currencies. Service fees and applicable network costs are clearly itemized prior to final checkout.
4. Limitation of Liability
PayHub Africa is not liable for temporary carrier service outages, incorrect beneficiary number entry by the user, or third-party bank settlement delays.